Miami, Florida Financial Services

Need a home loan in Miami, Florida? Find Miami lenders, brokers, loan quotes, discount mortgages, home loans, FHA loans and refinancing loans.

Search Other Cities

Choosing A Mortgage Company in and around Miami, Florida

When you are ready to shop for a loan, you can work directly with a lender or with a mortgage broker representing many individual lenders.

Direct lenders are lending their own money, have in house programs, and make the final decision on your application. Brokers are intermediaries who represent many lenders and loan programs from which to choose. If you have special financing needs or want to shop the market for the best deal, an experienced broker may be able to find the best loan for you.

Along with shopping the source, you'll also have to shop the total costs of the loan, including the interest rate, broker fees, points (each point is one percent of the amount you borrow), prepayment penalties, the loan term, application fees, credit report fee, appraisal and a host of other items.

Article courtesy of Mortgage 101

To get started with a mortgage, refinance your home or receive a home equity line of credit click here!

  • Miami, Florida Channels
  • Miami, Florida Home
  • Miami, Florida Hotels
  • Miami, Florida Real Estate
  • Miami, Florida Services
  • Miami, Florida Local
  • Miami, Florida Jobs
  • Miami, Florida Financial
  • Miami, Florida Cars
  • Miami, Florida Home Improvement
  • Miami, Florida Colleges